Need an appraisal in Saint John or Lake County?

The top 7 reasons why IN homeowners use Charles Matlon:

  1. To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. Challenge Lake county's assessment of your property
  3. Remove PMI to lower a mortgage payments
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. Verify a different appraiser's report
  6. In the case of a IN divorce, where property needs to be divided
  7. Determine the true market value of property in question to settle an estate in IN

Do you own a home in or near Saint John? Do you need help deciding the price of your real estate?
Contact Charles Matlon.

At Charles Matlon, we understand the individual needs of a customer seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. The professional appraisers at Charles Matlon will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. It gives you something concrete to show your buyer. It's an independent third party's opinion of your house's price, and not just how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value estimation than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to the lender to have the PMI removed from your loan. We're experts in helping customers just like you dismiss unwanted and unneeded PMI insurance.

Challenge Lake county's assessment of your property

Your local tax assessor may have your home overvalued if your house not appreciating as much as other homes nearby. That only means you are probably paying more taxes than you should. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Charles Matlon is your best weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

If your house is near a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult from a cash flow angle, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Charles Matlon can help you reinstate your home equity line of credit with an expert appraisal.

Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a veteran appraiser to double-check your appraisal for preciseness? Charles Matlon offers field reviews where we go out and check the subject and comps in question. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that Even though this is typically requested by banks, you may want to employ this service if you suspect mortgage fraud related to your home.